We have devised an extremely effective, simple and concise process to help you realize your real estate financing options. The first step is to open the lines of communication between you and us, in what we call the "phone interview."

In order to effectively begin an analysis for a potential mortgage, you will need to follow this simple procedure. It is necessary for you to gather a few documents together, and then call 888-842-9732 so that we can begin to do some work together over the phone. Please note that faxing, mailing, or e-mailing will not help, neither will talking with someone other than yourself during the phone interview.

These documents apply to anyone who will be on the loan. Please note that some of these may not apply to your particular circumstance. If they do not, please ignore them:

1- Most recent pay stub from any job presently held.

2- 2008 federal income tax return with all 2008 W-2 forms. If the tax return is not yet completed, then all 2008 W-2 forms will suffice.

3- 2007 federal income tax return with all 2007 W-2 forms.

4- A precise listing of any obligations as far as loans or credit cards are concerned.

Specifically what is needed here are the precise minimum monthly payments, along with the approximate balances for any loans or credit cards with outstanding balances.

Once you have these items together, please contact AC at 888-842-9732 to schedule the phone interview.  Once scheduled, the phone interview will last approximately 15-30 minutes. 

We will have a discussion based on the documents you have gathered. Please note that precise preparation is very important so that we can do the best job possible for you.  

Thank you.